Social Security benefits are a crucial part of millions of Americans’ retirement income. If you don’t have enough Social Security credits to qualify for benefits on your own record, you may be able to receive benefits on your spouse’s record.
To qualify for spouse’s benefits, you must be one of the following:
· 62 years of age or older.
· Any age and have in your care a child younger than age 16 or who has a disability and is entitled to receive benefits on your spouse’s record.
Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to receive your spouse’s benefits before you reach full retirement age, you will get a permanently reduced benefit.
If you wait until you reach full retirement age to receive benefits, you’ll receive your full spouse’s benefit amount, which is up to one-half the amount your spouse can receive. You’ll also get your full spouse’s benefit if you are under full retirement age but care for a child, and one of the following applies:
The child is younger than age 16.
**********
Thank you for reading Patrick Robinson’s article on scoopnewsusa.com. For more on “Do you Qualify for Social Security Spouse’s Benefits”, please subscribe to SCOOP USA Media. Print subscriptions are $75 and online subscriptions (Print, Digital, and VIZION) are $90. (52 weeks / 1 year).
