Question: I am nearing my full retirement age, but I plan to keep working after I apply for Social Security benefits. Will my benefits be reduced because of my income?
Answer: No. If you start receiving benefits after you’ve reached your full retirement age, you can work while you receive Social Security, and your current benefit will not be reduced because of the earned income. If you keep working, it could mean a higher benefit for you in the future. Higher benefits can be important to you later in life and increase the future benefit amounts your survivors could receive. If you begin receiving benefits before your full retirement age, your earnings could reduce your monthly benefit amount. After you reach full retirement age, we recalculate your benefit amount to leave out the months when we reduced or withheld benefits due to your excess earnings. Learn more about Social Security by reading our publication, How Work Affects Your Benefits, at www.ssa.gov/pubs/10069.html.
Question: Do Members of Congress have to pay into Social Security?
Answer: Yes, they do. Members of Congress, the President and Vice President, federal judges, and most political appointees have paid taxes into the Social Security program since January 1984. They pay into the system just like everyone else, no matter how long they have been in office. Learn more about Social Security benefits at www.ssa.gov.
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